These Terms and Conditions (“Terms”) govern your access to and use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website.

Definitions:

“Your Health Coverage Concierge,” “we,” “us,” or “our” refers to Your Health Coverage Concierge.

“You” or “your” refers to the individual accessing or using our website or services.

Use of the Website:

Eligibility

You must be at least 18 years old to use this website.

Compliance

You agree to use this website in compliance with all applicable laws and regulations.

Account Security

If you create an account or submit personal information through our website, you are responsible for maintaining the confidentiality of your information. You agree to notify us immediately of any unauthorized use or security breach.

Intellectual Property:

Ownership

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Your Health Coverage Concierge or its content providers and is protected by applicable intellectual property laws.

License

We grant you a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes only.

Prohibited Activities:

You agree not to:

Use the website for any unlawful purpose.

Attempt to gain unauthorized access to the website, systems, or user data.

Transmit malware, harmful code, or engage in activity that disrupts website functionality.

Use the website to send spam or unsolicited communications.

Disclaimers:

No Insurance or Financial Advice

The information provided on this website is for general informational purposes only and does not constitute insurance, financial, or legal advice. Coverage options and recommendations vary based on individual circumstances. You should consult directly with a licensed insurance advisor for personalized guidance.

Accuracy of Information

While we strive to keep information accurate and up to date, we do not guarantee the completeness, accuracy, or reliability of any content on the website.

Limitation of Liability

To the maximum extent permitted by law, Your Health Coverage Concierge shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of this website or reliance on any information provided.

Indemnification

You agree to indemnify, defend, and hold harmless Your Health Coverage Concierge, its owners, agents, contractors, and affiliates from any claims, damages, liabilities, losses, or expenses arising from your use of the website or violation of these Terms.

Third-Party Links

Our website may include links to third-party websites for your convenience. We do not control or assume responsibility for the content, privacy policies, or practices of these third-party sites.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict of law principles.

Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:

Your Health Coverage Concierge
[email protected]
(480) 589-1756
4410 W Union Hills Dr, Ste 7-133
Glendale, AZ 85308

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.